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small business insurance

January 24, 2021
Agency

Prevent a Small Business Insurance Claim by Installing the Correct Fire Extinguisher

Protect your Small Business in the Denver Metro area by Installing the Correct Fire Extinguisher What type of Fire Extinguisher Should a Small Business Install? Most people don’t realize that fire extinguishers are manufactured to extinguish fire of different types of flammable materials. Therefore it’s imperative for a small business to install the proper type […]
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September 24, 2020
Agency

Remote Work Trend | Companies Should Purchase Cyber Insurance

The rapid spread of COVID-19 has changed our world in many ways.One change is the large increase in employees working remotely, away from the company office and secured system access. Many employers and employees are finding advantages of this, but companies across the globe are seeing an increase in cyber criminals trying to access their […]
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January 10, 2020
Agency

The Opioid Drug Crisis Affects the Profitability of Small Business

National Public Radio reports that 1/3 of Americans either know an opioid addicted person or someone who has actually overdosed on the drug.  In fact, more than 100 people every day overdose on opioids.  In the late 1990’s pharmaceutical companies began aggressively marketing the  drugs and The Centers for Disease Control and Prevention says more […]
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April 23, 2019
Agency

How to Avoid Filing a Small Business or Commercial Insurance Claim

  What are the Causes of most Small Business Insurance Claims? The survival of every small business depends on keeping expenses down.  Filing an insurance claim can be very costly for a small business; future higher insurance expenses, owner time spent dealing with the claim and reputational harm are just a few of the expenses […]
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January 11, 2019
Agency

How Can a Small Business Increase Profitability in 2019?

The owner of a small business is a person who works long hours, wears many hats and fights lots of fires.  Its the nature of starting a small business.  Sometimes strategic planning and goal setting is overlooked. But the very survival of that small business, means precious time and energy should be spent on strategizing […]
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December 20, 2018
Agency

Colorado Small Businesses Now have More Liability to Protect Consumer Data

  Did you know that over 58% of Data Breaches happen to small Businesses? Did you know that in May 2018….. Colorado passed House Bill 18-1128  which strengthens protections for Consumer Data Privacy?  And the new Colorado State Law requires a hacked company to respond! A Colorado  business or entity that uses another’s ‘personal Identifiable […]
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October 28, 2018
Agency

Why Call a Business Insurance Broker or Commercial Insurance Broker When Shopping for Insurance?

When you are ready to shop for a new commercial, business insurance policy, call an business insurance broker near Denver.  Insurance brokers can save you time by shopping around for you.  They do not work for the carrier…they work for you!  They usually can get you best price as carriers sometimes prefer a differing client […]
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October 8, 2018
Agency

Is Your Drone Insured?

The answer is probably not, unless you buy a policy specifically for your drone. Insurance companies are notorious for not keeping up with the rapid pace of technology.  When drones first became available several years ago, most home and commercial policies did not address the liability that comes from operating a drone, nor replacing the […]
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August 28, 2018
Agency

Colorado Severe Hail Storms Causing Insurance Policy Restriction of Coverage

Wind and Hail insurance claims continue to increase across the country and particularly Colorado where we rank in the Top 10.  The May 8, 2017 that centered in the Lakewood/Golden area cost insurance carriers over $2.3 Billion dollars just from that hail storm alone!  It is also noted that hail stones are getting larger and […]
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June 29, 2018
Agency

Why is Your New Business Failing?

Why is Your New Business Failing? According to the Small Business Administration, 20% of new business don’t survive the first year.  That’s a lot of money and effort down the drain on behalf of America’s entrepreneurs! There are many reasons why this happens, but many business’ that fail make similar mistakes. Below are just a […]
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