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May 13, 2022
Agency

Distracted Driving Can Cause an Increase In Auto Insurance Costs

Isn’t everyone always looking for ways to reduce their auto insurance costs?  One of the best ways to do this, and the one thing you have control over ….. is to evaluate your driving habits ….and improve them! Colorado Dept of Transportation,  in 2020 over 10,000 car accidents in Colorado involved a distracted driver.  That’s 10,000 […]
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January 2, 2022
Agency

Colorado Graduated Drivers Licensing Laws for Teen Drivers

In 1999 Colorado passed laws and began a public awareness campaign focusing on improving teen driving and lowering their accident rates.  These laws were designed to give teen drivers more (supervised) experience behind the wheel and  eliminating destractions while they master this very important skill. In General Graduated Driver License laws mandate the following  additional […]
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December 7, 2021
Agency

Tips on Storing Your Car for the Winter

Many car enthusiasts store their classic, antique, or high value cars for the winter to protect them from harsh winter weather. In insurance terms this is called ‘storage mode.’ Follow these tips to help maintain the value of the car and prevent unforeseen damage to vehicle while it’s not being driven for an extended period […]
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May 13, 2021
Agency

Explanation of Auto Insurance Coverage in Colorado

No one intends to get in an auto accident, yet they happen everyday across Colorado and the world.  The ability to hop in our car and travel where ever we want gives a feeling of freedom that almost everyone enjoys.  But with other cars and drivers on the road, our ability to avoid each other […]
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March 5, 2021
Agency

Why Did Deaths from Car Crashes Go Up in 2020?

Serving Denver, Golden, Lakewood, Littleton, Morrison, Evergreen Arvada and All of Colorado You probably have noticed fewer cars on the streets and freeways, especially around rush hour. With Covid spreading in our communities and many companies allowing their employees to work from home, our streets and highways have  opened up and we can get to […]
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May 29, 2020
Agency

Colorado Food Delivery Drivers, Are you covered for an Auto Accident?

Almost all personal lines auto insurance policies exclude ‘delivery’ from their policies, even if you have a ‘business use endorsement’.   Commercial auto policies need to be written with a ‘delivery’ exposure to ensure coverage due to an accident involving a driver delivery goods to the public. But during the current Covid-19 pandemic, restaurants have been […]
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November 13, 2018
Agency

Drive Safe this Winter in Colorado – First Consider your Tires

Winter driving conditions in Colorado are different than driving in the summer. In winter road pavement temperatures’  are much lower and a layer of snow, ice and/or water greatly affect your cars’ ability to adhere to the road.  Having good tires is your first line of defense in avoiding accidents while driving in wintery conditions. […]
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October 14, 2015
Agency

Tips for Winterizing Your Home And Auto to Prevent Insurance Claims

We’re now approaching the tail end of the autumn, with the leaves tumbling and the temperatures dropping. Eventually extreme cold will set in around Colorado which can create dangerous circumstances at home and on the road if not prepared. Below are few tips to prepare for the cold, wintery weather  ahead. Preparing Your Home Here […]
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April 12, 2015
Agency

Should You File an Insurance Claim for Car Damage from Hitting a Pothole?

It’s the time of year when drivers in Colorado drive an obstacle course while getting around town.  Constant freezing and thawing of asphalt creates potholes everywhere around Denver.   It’s smart to avoid potholes if at all possible, but sometimes you just don’t see them until it’s too late … and you’ve damaged your car.  If your lucky, you only knock the […]
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