February 3, 2017
AgencyMuch of your home’s value is what’s inside
There’s a popular saying that goes like this: “Home is where the heart is.” That saying rings true for many who find “home” a safe haven and a place to cherish, convene with family and friends, raise children, cook meals, rest, retire and celebrate. Most will agree a home is not just a […]
March 12, 2017
AgencySpring Maintenance for Your Home
When springtime rolls around in Colorado most everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries in your […]
January 12, 2018
AgencyDoes Your Home Insurance Cover Mudslides?
The answer is ‘NO”. The U.S. Geological Survey estimates that landslides cause an average of $3.5 billion a year in damage. https://on.doi.gov/2ASDPCh Homeowners insurance typically doesn’t cover landslides or mudslides. That’s because both are considered a form of “earth movement”, and like an earthquake or sinkhole, they’re generally excluded from a standard homeowners […]
January 25, 2018
AgencyWhat if President Trump’s red ties were lost on his way to Davos Switzerland?
President Trump is arriving in Davos, Switzerland today to attend the World Economic Forum. But what would happen if the Secret Service lost his luggage carrying his Brioni Suits and red ties? If President Trump has a renters or home insurance policy, it would be covered by insurance as both policies replace personal belonging lost […]
January 26, 2018
AgencyPrice of Earthquake insurance depends on where you live
Earthquakes can severely damage homes and their foundations. Californians are once again feeling the San Andreas Fault shift under their feet. They have experienced 10 earthquakes in the past 24 hours…..WOW! Most Californian’s have by now figured out that they need to carry an insurance policy that specifically covers damage to their home due to […]
February 7, 2018
AgencyIncrease Sales for your Home Based Business
Running a business from home can save the small business owner a lot of money in overhead expenses, but home-based businesses often struggle with an image problem and appear less professional or may have less resources for returns or damaged product than a traditional operation with established offices or worksites. Here are 3 expenses and […]
February 9, 2018
AgencyGift of Jewelry for Valentines Day?
Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say, “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — but you should take a few minutes to think about […]
February 22, 2018
AgencyHow to save money on Colorado home insurance
How to Save Money on Your Home Insurance in Colorado Homeowners insurance costs are on the rise here in Colorado. The main reason is the horrendous weather-related payouts the insurance carriers are experiencing. They look at several factors when pricing your insurance policy. I’ve listed the main factors below. A review of these items […]
April 5, 2018
AgencyDry Winter in Colorado Means Early Fire Season
Normal annual precipitation at the Denver International Airport is 14. 30 inches. So far this year, they’ve received 1.84 inches. That’s not very much moisture in the soil to help slow down wildfires. In fact, it’s shaping up to be the 3rd driest winter on record. The State of Colorado has already issued a […]
April 17, 2018
AgencyWhat is an Insurance Deductible and How Does it Work
A deductible is the portion of the cost you are responsible to pay after you file a claim. Deductibles can be found on almost all insurance policies. Once you file a claim and it has been deemed a covered loss, you will be paid for the repairs of that loss minus the deductible you have […]