November 8, 2018
AgencyDoes My Home Have Enough Coverage to Rebuild
Loosing your home due to wildfire is devastating. Even more devastating is discovering you don’t have enough insurance to rebuild. Your local insurance agent can help you determine what amount is needed, but factors that affect the cost to rebuild at the time of loss, (such as current cost of labor and materials, permits, designs) […]
October 8, 2018
AgencyIs Your Drone Insured?
The answer is probably not, unless you buy a policy specifically for your drone. Insurance companies are notorious for not keeping up with the rapid pace of technology. When drones first became available several years ago, most home and commercial policies did not address the liability that comes from operating a drone, nor replacing the […]
May 2, 2018
AgencyImportant Things to Consider When Buying your First Home
You want to buy your first home….but where do you start? 1. CREDIT SCORE CHECK – Before you start shopping for a new home in Denver, make sure your credit score is the highest possible. Get a free copy of the report at Credit Karma. Make sure it is correct and report any mistakes immediately. […]
April 26, 2018
AgencyWhat is a 1031 Tax Deferred Exchange?
When an investor sells a rental property, typically the investor is taxed at a rate of 15-20% upon the sale. The 1031 Exchange is a tax code that allows the investor to defer the tax hit to a later date by purchasing a different property with the proceeds. The exchange must adhere to a strict […]
April 17, 2018
AgencyWhat is an Insurance Deductible and How Does it Work
A deductible is the portion of the cost you are responsible to pay after you file a claim. Deductibles can be found on almost all insurance policies. Once you file a claim and it has been deemed a covered loss, you will be paid for the repairs of that loss minus the deductible you have […]
April 5, 2018
AgencyDry Winter in Colorado Means Early Fire Season
Normal annual precipitation at the Denver International Airport is 14. 30 inches. So far this year, they’ve received 1.84 inches. That’s not very much moisture in the soil to help slow down wildfires. In fact, it’s shaping up to be the 3rd driest winter on record. The State of Colorado has already issued a […]
February 22, 2018
AgencyHow to save money on Colorado home insurance
How to Save Money on Your Home Insurance in Colorado Homeowners insurance costs are on the rise here in Colorado. The main reason is the horrendous weather-related payouts the insurance carriers are experiencing. They look at several factors when pricing your insurance policy. I’ve listed the main factors below. A review of these items […]
February 9, 2018
AgencyGift of Jewelry for Valentines Day?
Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say, “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — but you should take a few minutes to think about […]
February 7, 2018
AgencyIncrease Sales for your Home Based Business
Running a business from home can save the small business owner a lot of money in overhead expenses, but home-based businesses often struggle with an image problem and appear less professional or may have less resources for returns or damaged product than a traditional operation with established offices or worksites. Here are 3 expenses and […]
January 26, 2018
AgencyPrice of Earthquake insurance depends on where you live
Earthquakes can severely damage homes and their foundations. Californians are once again feeling the San Andreas Fault shift under their feet. They have experienced 10 earthquakes in the past 24 hours…..WOW! Most Californian’s have by now figured out that they need to carry an insurance policy that specifically covers damage to their home due to […]