November 14, 2021
AgencyIs Deep Fat Frying Your Thanksgiving Turkey dangerous?
See Deep Fryer Erupt in Flames Here Frying a Turkey at Extremely High Temperatures Can Be Dangerous. Butterball.com recommends heating the oil to 375 degrees. Yet hot oil will start to burn at a temperature not too much higher than that at around 425 degrees. Plunking a 20 lb bird into such hot oil is […]
December 7, 2021
AgencyTips on Storing Your Car for the Winter
Many car enthusiasts store their classic, antique, or high value cars for the winter to protect them from harsh winter weather. In insurance terms this is called ‘storage mode.’ Follow these tips to help maintain the value of the car and prevent unforeseen damage to vehicle while it’s not being driven for an extended period […]
December 20, 2021
AgencyOther Structure Insurance Coverage – What Does It Cover?
The Covid spreading around the country and more and more people forced to work from home and kids participating in online classes at home; many people are reconfiguring or expanding their existing living space or retrofitting space they already have to provide better and more spaces for family members to spread out. Another option is […]
January 2, 2022
AgencyColorado Graduated Drivers Licensing Laws for Teen Drivers
In 1999 Colorado passed laws and began a public awareness campaign focusing on improving teen driving and lowering their accident rates. These laws were designed to give teen drivers more (supervised) experience behind the wheel and eliminating destractions while they master this very important skill. In General Graduated Driver License laws mandate the following additional […]
February 6, 2022
AgencyTips for Hiring a General Contractor for Home Repair or Damage
After a major catastrophe where many homes are damaged or destroyed in a neighborhood, a swarm of contractors will canvas the area looking to sign people up for repairs to the home. But be very careful and do your homework before committing to anyone or signing a contact for repairs. This is the document […]
April 11, 2022
AgencyWhat Does A Homeowners Association Insurance Policy Cover?
Every Homeowner Association (HOA) in the State of Colorado must file a set of legal documents which dictate how the entity will behave and govern themselves as a legal entity. They can be referred to as Covenants, Bylaws, Declarations, Rules and Regulations or Governing Docs. They may all have different names but they all act […]
May 13, 2022
AgencyDistracted Driving Can Cause an Increase In Auto Insurance Costs
Isn’t everyone always looking for ways to reduce their auto insurance costs? One of the best ways to do this, and the one thing you have control over ….. is to evaluate your driving habits ….and improve them! Colorado Dept of Transportation, in 2020 over 10,000 car accidents in Colorado involved a distracted driver. That’s 10,000 […]
August 10, 2022
AgencyWhy are Home Insurance Rates Rapidly Increasing in CO?
According to a recently published article from Policy Genius (Dated July 12,2002), Nationwide Home insurance rates continue to climb with an average of 12.1 % across the U.S. Colorado home insurance rates went up an average of 17.5%. This is the 3rd highest rate increase in the country; only Arkansas and Washington State were higher. […]
September 19, 2022
AgencyHow Does A New Law in CO Impact HOA Dues and Fee Collection
In June 2022 the Colorado State Legislature and Governor Polis signed and passed into law Colorado HB-1137. This bill is complex and includes many procedural requirements and restrictions of HOA’s and how they assess and collect dues, fines, and special assessments on individual homeowners within the community. Below is an outline of some of the […]
October 14, 2022
AgencyWhat is Causing the Recent Increase in CO Home Insurance Rates?
Colorado Residents are seeing a rapid increase in their home insurance rates. In our agency we are regularly seeing 30% -50% increases in one year. It’s a painful experience, but it also helps to know ‘why’. Below are some causes of the home insurance rate increases. Ever Increasing Weather-Related Events in Severity and Frequency As you […]