April 12, 2015
AgencyShould You File an Insurance Claim for Car Damage from Hitting a Pothole?
It’s the time of year when drivers in Colorado drive an obstacle course while getting around town. Constant freezing and thawing of asphalt creates potholes everywhere around Denver. It’s smart to avoid potholes if at all possible, but sometimes you just don’t see them until it’s too late … and you’ve damaged your car. If your lucky, you only knock the […]
July 28, 2015
AgencyIRS Tax Relief for Disaster Expenses Not Covered by Insurance
Recovering from a disaster is not easy. But with the help of insurance and the IRS, expenses you incur from property damage and possible ensuing theft, may be reimbursable. IRS Provides Tax Relief for Expenses Caused by a Disaster and Not Covered by Insurance Specifically, IRS Publication 547 addresses casualty, disaster and theft losses (including […]
October 14, 2015
AgencyTips for Winterizing Your Home And Auto to Prevent Insurance Claims
We’re now approaching the tail end of the autumn, with the leaves tumbling and the temperatures dropping. Eventually extreme cold will set in around Colorado which can create dangerous circumstances at home and on the road if not prepared. Below are few tips to prepare for the cold, wintery weather ahead. Preparing Your Home Here […]
October 29, 2015
AgencyParental Liability: You Can be Held Liable Vicariously
As Halloween approaches, here’s a “real life” story and cautionary tale for those of us with mischievous kiddos… A 14-year-old boy stumbled upon some leftover Fourth of July fireworks in his parents’ garage. He was very excited to share his discovery with his friends. A few nights before Halloween, while their parents were […]
November 5, 2015
AgencyFrying Your Thanksgiving Turkey – Can Cause Injury & House Fires
In recent years there have been many new spins on how to cook the Thanksgiving turkey. Among the most popular is the deep frying method – many home chefs agree there’s simply no comparison to an oven-roasted bird. Turkey fresh from the fryer is moist, with crispy skin and a beautiful color. The big […]
November 13, 2015
AgencyChanging Technology In The Home: How It Can Lead To Wintertime Savings
When technology is installed and monitored in the home, it can go well beyond everyday tasks such as setting a thermostat to keep the house warm or remotely unlocking your front door. It can go as far as reducing the likelihood of severe water, fire or smoke damage, and reduce the chances that a theft […]
November 18, 2015
AgencyPedestrian Deaths Mostly Caused by Distracted Driver & Pedestrian
According to the Colorado Dept of Transportation in 2019, seventy-six pedestrians lost their lives. The use of cell phones is a major cause of distraction because it takes our eyes off the road and and causes our mind to wonder away from what is going on around us as we drive. Studies have shown that this […]
December 1, 2015
AgencyHow to Respond to Unexpected Road Hazards to Avoid an Accident
Almost everyone in Colorado drives a car at some point during the day. That’s a lot of time spent on the road. Most of us consider ourselves to be a safe, conscientious driver but even the best drivers can experience road hazards that appear out of nowhere requiring a quick response to avoid an accident. […]
January 6, 2016
AgencyFire Mitigation in the Foothills: What You Should Know About Your Homeowners Insurance
Wildfire is a growing threat in the Rockies, where the population is exploding in the foothills and mountain areas. As more people build homes, operate businesses and recreate in areas where wildlands border urban areas, wildfire threats to properties and lives increase. Those migrating to these spaces aren’t always fully aware of the dangers that […]
January 22, 2016
AgencyLife Insurance: A Win / Win!
Most people recognize the importance of life insurance, yet more than 40% of Americans don’t have it. Life insurance is a subject that no one likes to think about. But the reality is people die every day with families depending on them for financial survival and well-being. There is always the risk of leaving behind […]