December 20, 2018
AgencyColorado Small Businesses Now have More Liability to Protect Consumer Data
Did you know that over 58% of Data Breaches happen to small Businesses? Did you know that in May 2018….. Colorado passed House Bill 18-1128 which strengthens protections for Consumer Data Privacy? And the new Colorado State Law requires a hacked company to respond! A Colorado business or entity that uses another’s ‘personal Identifiable […]
January 2, 2019
AgencyHow to Prevent and Identify an Ice Dam?
The coldest winter months in Denver Colorado are December through March. Not only are these months the highest for insurance claims due to frozen pipes bursting, these cold months can also damage your roof if an ice dam develops. What is an Ice Dam? This is where water freezes in place at the edge […]
January 11, 2019
AgencyHow Can a Small Business Increase Profitability in 2019?
The owner of a small business is a person who works long hours, wears many hats and fights lots of fires. Its the nature of starting a small business. Sometimes strategic planning and goal setting is overlooked. But the very survival of that small business, means precious time and energy should be spent on strategizing […]
January 10, 2020
AgencyThe Opioid Drug Crisis Affects the Profitability of Small Business
National Public Radio reports that 1/3 of Americans either know an opioid addicted person or someone who has actually overdosed on the drug. In fact, more than 100 people every day overdose on opioids. In the late 1990’s pharmaceutical companies began aggressively marketing the drugs and The Centers for Disease Control and Prevention says more […]
May 29, 2020
AgencyColorado Food Delivery Drivers, Are you covered for an Auto Accident?
Almost all personal lines auto insurance policies exclude ‘delivery’ from their policies, even if you have a ‘business use endorsement’. Commercial auto policies need to be written with a ‘delivery’ exposure to ensure coverage due to an accident involving a driver delivery goods to the public. But during the current Covid-19 pandemic, restaurants have been […]
September 24, 2020
AgencyRemote Work Trend | Companies Should Purchase Cyber Insurance
The rapid spread of COVID-19 has changed our world in many ways.One change is the large increase in employees working remotely, away from the company office and secured system access. Many employers and employees are finding advantages of this, but companies across the globe are seeing an increase in cyber criminals trying to access their […]
November 22, 2020
AgencyWhat is a Sump Pump? Is it’s Failure Covered by Home Insurance?
A sump pump is just a pit or a hole in the foundation of a home usually dug at the lowest point of the basement floor with the cement sloping toward the hole. A pump is installed in the hole which is designed to remove accumulating water by pumping it up and out of the […]
January 24, 2021
AgencyPrevent a Small Business Insurance Claim by Installing the Correct Fire Extinguisher
Protect your Small Business in the Denver Metro area by Installing the Correct Fire Extinguisher What type of Fire Extinguisher Should a Small Business Install? Most people don’t realize that fire extinguishers are manufactured to extinguish fire of different types of flammable materials. Therefore it’s imperative for a small business to install the proper type […]
March 5, 2021
AgencyWhy Did Deaths from Car Crashes Go Up in 2020?
Serving Denver, Golden, Lakewood, Littleton, Morrison, Evergreen Arvada and All of Colorado You probably have noticed fewer cars on the streets and freeways, especially around rush hour. With Covid spreading in our communities and many companies allowing their employees to work from home, our streets and highways have opened up and we can get to […]
March 13, 2021
AgencyInternet Retailer/Online Store Insurance Coverage
Serving all Online and Internet Retail Business’ Registered in Colorado The outbreak of Covid-19 has caused a fundamental change in the way we shop and purchase the everyday items we need, and it looks like this trend is here to stay. As a business owner who wants to enter this selling arena, the most direct […]