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auto insurance

May 14, 2018
Agency

Thinking of Driving for a Network Transportation Company like Uber or Lyft?

If you decide to drive for a Transportation Network Company (TNC) like Uber or Lyft…make sure you understand how your personal auto insurance policy and the insurance provided by a TNC interact, because each uses a very specific time frame when / if they will cover your liability, injuries to you and your passengers in […]
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June 7, 2018
Agency

10 Most Frequently Asked Questions about Auto Insurance

  10 Most Frequently Asked Questions about Auto Insurance (Responses are for State of Colorado Only)   1.       Question:  Will my policy cover me if I rent a car or borrow one from a friend? Answer:  Typically, all coverage that you currently car on your personal auto policy, will extend    to rental car and any […]
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August 20, 2018
Agency

How to Insure a College Student

In Colorado every August and September college students leave home to live in dormitories and apartments surrounding their college campus.  Many parents don’t realize this may cause a change in their ‘residency’ status in the eyes of their insurance carrier.  To make sure their student is insured properly, they need to contact their agent and […]
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August 23, 2018
Agency

Frightening Statistics About Teen Drivers

  ·         1 in 3 teens will check their phone while driving if a notification comes in ·         The fatal crash risk increases for each teenage passenger in a teen drivers car ·         88% of teen who view themselves as safe drivers….admit to ‘multi-tasking’ while driving ·         6 out of 10 teen crashes are caused […]
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November 6, 2018
Agency

Things to Consider When Buying a New or Used Car

The end of the year is a great time to buy a car.  Dealerships are trying to empty their lots to make room for the new model year vehicles and they are trying to meet their quarter end and year end sales goals.  This can translate into lower prices for the consumer.   Here at […]
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November 13, 2018
Agency

Drive Safe this Winter in Colorado – First Consider your Tires

Winter driving conditions in Colorado are different than driving in the summer. In winter road pavement temperatures’  are much lower and a layer of snow, ice and/or water greatly affect your cars’ ability to adhere to the road.  Having good tires is your first line of defense in avoiding accidents while driving in wintery conditions. […]
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May 29, 2020
Agency

Colorado Food Delivery Drivers, Are you covered for an Auto Accident?

Almost all personal lines auto insurance policies exclude ‘delivery’ from their policies, even if you have a ‘business use endorsement’.   Commercial auto policies need to be written with a ‘delivery’ exposure to ensure coverage due to an accident involving a driver delivery goods to the public. But during the current Covid-19 pandemic, restaurants have been […]
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March 5, 2021
Agency

Why Did Deaths from Car Crashes Go Up in 2020?

Serving Denver, Golden, Lakewood, Littleton, Morrison, Evergreen Arvada and All of Colorado You probably have noticed fewer cars on the streets and freeways, especially around rush hour. With Covid spreading in our communities and many companies allowing their employees to work from home, our streets and highways have  opened up and we can get to […]
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May 13, 2021
Agency

Explanation of Auto Insurance Coverage in Colorado

No one intends to get in an auto accident, yet they happen everyday across Colorado and the world.  The ability to hop in our car and travel where ever we want gives a feeling of freedom that almost everyone enjoys.  But with other cars and drivers on the road, our ability to avoid each other […]
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December 7, 2021
Agency

Tips on Storing Your Car for the Winter

Many car enthusiasts store their classic, antique, or high value cars for the winter to protect them from harsh winter weather. In insurance terms this is called ‘storage mode.’ Follow these tips to help maintain the value of the car and prevent unforeseen damage to vehicle while it’s not being driven for an extended period […]
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