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December 20, 2018
Agency

Colorado Small Businesses Now have More Liability to Protect Consumer Data

  Did you know that over 58% of Data Breaches happen to small Businesses? Did you know that in May 2018….. Colorado passed House Bill 18-1128  which strengthens protections for Consumer Data Privacy?  And the new Colorado State Law requires a hacked company to respond! A Colorado  business or entity that uses another’s ‘personal Identifiable […]
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November 13, 2018
Agency

Drive Safe this Winter in Colorado – First Consider your Tires

Winter driving conditions in Colorado are different than driving in the summer. In winter road pavement temperatures’  are much lower and a layer of snow, ice and/or water greatly affect your cars’ ability to adhere to the road.  Having good tires is your first line of defense in avoiding accidents while driving in wintery conditions. […]
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November 8, 2018
Agency

Does My Home Have Enough Coverage to Rebuild

Loosing your home due to wildfire is devastating.  Even more devastating is discovering you don’t have enough insurance to rebuild.  Your local insurance agent can help you determine what amount is needed, but factors that affect the cost to rebuild  at the time of loss, (such as current cost of labor and materials, permits, designs) […]
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November 6, 2018
Agency

Things to Consider When Buying a New or Used Car

The end of the year is a great time to buy a car.  Dealerships are trying to empty their lots to make room for the new model year vehicles and they are trying to meet their quarter end and year end sales goals.  This can translate into lower prices for the consumer.   Here at […]
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October 28, 2018
Agency

Why Call a Business Insurance Broker or Commercial Insurance Broker When Shopping for Insurance?

When you are ready to shop for a new commercial, business insurance policy, call an business insurance broker near Denver.  Insurance brokers can save you time by shopping around for you.  They do not work for the carrier…they work for you!  They usually can get you best price as carriers sometimes prefer a differing client […]
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October 8, 2018
Agency

Is Your Drone Insured?

The answer is probably not, unless you buy a policy specifically for your drone. Insurance companies are notorious for not keeping up with the rapid pace of technology.  When drones first became available several years ago, most home and commercial policies did not address the liability that comes from operating a drone, nor replacing the […]
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August 28, 2018
Agency

Colorado Severe Hail Storms Causing Insurance Policy Restriction of Coverage

Wind and Hail insurance claims continue to increase across the country and particularly Colorado where we rank in the Top 10.  The May 8, 2017 that centered in the Lakewood/Golden area cost insurance carriers over $2.3 Billion dollars just from that hail storm alone!  It is also noted that hail stones are getting larger and […]
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August 23, 2018
Agency

Frightening Statistics About Teen Drivers

  ·         1 in 3 teens will check their phone while driving if a notification comes in ·         The fatal crash risk increases for each teenage passenger in a teen drivers car ·         88% of teen who view themselves as safe drivers….admit to ‘multi-tasking’ while driving ·         6 out of 10 teen crashes are caused […]
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August 20, 2018
Agency

How to Insure a College Student

In Colorado every August and September college students leave home to live in dormitories and apartments surrounding their college campus.  Many parents don’t realize this may cause a change in their ‘residency’ status in the eyes of their insurance carrier.  To make sure their student is insured properly, they need to contact their agent and […]
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June 29, 2018
Agency

Why is Your New Business Failing?

Why is Your New Business Failing? According to the Small Business Administration, 20% of new business don’t survive the first year.  That’s a lot of money and effort down the drain on behalf of America’s entrepreneurs! There are many reasons why this happens, but many business’ that fail make similar mistakes. Below are just a […]
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