Call Us 303.960.5290 ☰ ˟
  • Home
  • Personal Insurance
    • Car Insurance | Denver West Insurance Brokers | Golden, CO
    • Home Insurance | Denver West Insurance Brokers | Golden, CO
    • High Value Home Insurance | Denver West Insurance Brokers | Golden, CO
    • Condo/Townhome Insurance | Denver West Insurance Brokers | Golden, CO
    • Renters Insurance | Denver West Insurance Brokers | Golden, CO
    • Rental Property Insurance | Denver West Insurance Brokers | Golden, CO
    • Flood Insurance | Denver West Insurance Brokers | Golden, CO
    • Liability Umbrella Insurance | Denver West Insurance Brokers | Golden, Colorado
    • Builders Risk - Residential
    • Life
    • Motorcycle
    • Recreational Vehicle Insurance | Denver West Ins Brokers | Golden CO
    • Boat and Watercraft Insurance | Denver West Insurance Brokers | Golden CO
  • Commercial Insurance
    • Business Owners Package (BOP) Insurance
    • General Liability - The Insurance Coverage Every Business Should Have
    • Commercial Property Insurance
    • Commercial Auto Insurance
    • Commercial Umbrella Insurance
    • Contractors Insurance
    • Condo/Townhome HOA Insurance
    • Cyber Liability Insurance
    • Errors & Omissions
    • D & O Insurance
    • Professional Liability Insurance
    • Apartment Owners Insurance
    • Daycare
    • Flood
    • Liquor Based Business
    • Farm
    • Special Events Insurance
    • Real Estate Insurance
    • Restaurant, Bar, & Tavern Insurance
    • School
    • Workers Compensation
    • Surety Bond
  • Make A Payment
  • Blog
  • Resources
    • How Insurance works
    • Steps to Start a Business in Colorado
    • Insurance Glossary
    • Frequently Asked Questions
    • Why Choose a Broker
    • Privacy Policy
    • Calculators
  • About Us
    • Employee Directory
    • Mission Statement
    • Location(s)
    • Testimonials
    • Contact Us
Logo
Home > Blog > Is Your Drone Insured?
MONDAY, OCTOBER 8, 2018

Is Your Drone Insured?

The answer is probably not, unless you buy a policy specifically for your drone.

Insurance companies are notorious for not keeping up with the rapid pace of technology.  When drones first became available several years ago, most home and commercial policies did not address the liability that comes from operating a drone, nor replacing the drone if destroyed.  So, if the policy is ‘silent’ (meaning not specifically excluded) usually coverage was provided.  

But within the last year or so, (after several large insurance claims) the carriers are starting to specifically ‘exclude’ coverage for ‘unmanned aircraft’. That’s insurance lingo for a drone.  Make sure to watch your home and insurance renewals, we are seeing many insurance carriers adding this exclusion for liability and damage to the ‘unmanned aircraft’ and it will show on the renewal as a ‘reduction’ in coverage.

The type of losses that can occur when operating a drone are many! 

Pilot Crashes Drone and Starts a Fire

Damage to another’s property such as (you crash it into a neighbors fence) , invasion of privacy  ( you fly it over a wedding and the groom sues you for invasion of privacy), damage to your own property ( you crash it into your roof causing roof damage) and damage to the drone itself can be costly if you have to pay those damages out of pocket.

Our office is in Is the Denver area. Give us a call for information on insuring your drone whether for personal or commercial use.

Posted 9:12 AM

Tags: home insurance, business insurance, liability insurance, commercial insurance, small business insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • just good information(48)
  • home insurance(37)
  • auto insurance(27)
  • commercial insurance(20)
  • business insurance(20)
  • small business insurance(19)
  • renters insurance(10)
  • homeowners insurance(9)
  • investment property insurance(6)
  • landlord insurance(5)
  • commercial auto insurance(5)
  • liability umbrella insurance(4)
  • car insurance(4)
  • vehicle insurance(4)
  • automobile insurance(3)
  • liability insurance(3)
  • property and casualty insurance(3)
  • life insurance(2)
  • landlord home insurance(2)
  • professional liability insurance(2)
  • commercial liability insurance(1)
  • londlord homeowners insurance(1)
  • homeowner insurance(1)
  • commercial general liability insurance(1)
  • general liability(1)
  • home owners insurance(1)
  • commercial automodile insurance(1)
  • special event insurance(1)
  • landlord homeowners insurance(1)
  • commercial automobile insurance(1)
  • investnment property insurance(1)

View Mobile Version
Why Independent Agent?:

Because independent insurance agencies, like Denver West Insurance Brokers, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Denver and surrounding metro community, and we’re committed to doing business face-to-face and being your advocate in times of need.
Continue Reading


Logo
A Member of Alliance Ins Group
722 Washington Ave #C205
Golden, CO 80401

Ph: 303.960.5290
Fx: 303.988.8390
Logo
A Member of Alliance Ins Group
620 E. Main St.
Frisco, CO 80443

Ph: 970-930-2200
Fx: 303-988-8390


Social Social Social
Home Blog About Us Meet Us Contact Us

Powered by Insurance Website Builder