Call Us 303.960.5290 ☰ ˟
  • Home
  • Personal Insurance
    • Car Insurance
    • Classic Car Insurance
    • Homeowners Insurance
    • High Value Homeowners Insurance
    • Condo/Townhome Insurance
    • Renters Insurance
    • Rental Property Insurance
    • Flood Insurance
    • Umbrella/Excess Liability Insurance
    • Builders Risk
    • Motorcycle Insurance
    • Recreational Vehicle Insurance
    • Boat and Watercraft Insurance
  • Commercial Insurance
    • Business Owners Package (BOP) Insurance
    • General Liability
    • Commercial Property Insurance
    • Commercial/Business Auto Insurance
    • Umbrella/Excess Liability Insurance
    • HOA/Homeowner Association Insurance
    • Cyber Liability/Data Breach Insurance
    • Directors & Officer Insurance
    • Apartment Building Insurance
    • Restaurant Insurance
    • DayCare Center Insurance
    • Flood Insurance - Business
    • Liquor Liability
    • Farm Insurance
    • Workers Compensation
    • Surety Bonds
  • Make A Payment
  • Blog
  • Resources
    • How Insurance works
    • 10 Steps to Starting a Small Business in Colorado
    • Insurance Glossary
    • Frequently Asked Questions
    • Why Choose a Broker
    • Privacy Policy
    • Calculators
  • About Us
    • Service You Can Expect | Denver West Insurance Brokers
    • Location
    • Testimonials
    • Contact Us
Logo (303) 960-5290


Home > Blog > How to Prevent water damage to your home?
SUNDAY, SEPTEMBER 26, 2021

How to Prevent water damage to your home?

water droplet

Every year,  about 1 in every 50 Colorado homeowners will file a 'water' claim on their home insurance policy, according to the Insurance Services Office (ISO)
That's a lot of water entering peoples homes and damaging their property.  What a hassle!  What a large expense to both the insurance carrier and the homeowner!

Preventing water from entering your home and residing in places where it isn't meant to be is easier than you think. Unfortunately the nature of 'preventative' actions means 
you'll never know the true value of your efforts.

Bi-annual or annual checks and visual inspections of the following items would only take a few mintues of your time, but save you money and and time in the long run.
Setting an inspection time on your phone's calendar is a great way to help you remember to do these quick inspections. Spring and Fall when you are turning on and off your sprinkler
system is also a good time to inspect the following:

Appliance Hoses: Your washing machine, dishwasher and refrigerator all have hoses that carry water into, and away from your home. Over time they can crack or break away at the their socket and in turn cause a water leak


Air Conditioning Units: Particularly swamp coolers and any type cooler that uses water to cool your home.  Complete inspection all the way around the unit to ensure water tightness


Gutters and Down Spouts:  Make sure the gutters are clear of debris so the water can travel freely toward the downspout which also be inspected to make sure the downspout is in tact and directing water away from your homes foundation


Hose Bibs:  In the spring make sure the bib around the hose connection is not leaking and in the winter, make sure to remove the hose before freezing weather arrives


Other Items Which Can Cause Water Leaking into a Home


Pipe Maintenance Tips

Add water softener to block calcification and mineral's coagulating around your pipes
Never hang anything from a pipe
Add insulation around pipes, especially ones near the outside perimeter of your home, since those are the most exposed to colder temperatures.
Add Shut Off valves and leak detection systems around your home.  

Water Heater - Make sure to replace your water heater a couple years prior to the 'life expentancy' listed on the heater.  They aren't very expensive but the damage caused by a leaky hot water heater is very common.

Sewer Line - Have a plumber run a camera through your sewer line every 5 years. It's not an expensive service and will discover hidden issues with your underground pipes.

Denver West Insurance Brokers is a business insurance broker (business insurance brokerage) located in Golden, Colorado, located on the west side of Denver.  We have clients all around the state, but most are concentrated in the Denver, Golden, Lakewood, Evergreen, Arvada, Wheat Ridge, Morrison and Littleton areas of the metro region. 
Give us a call.  I think you’ll like our service!

Note: Data and information provided on this site is for informational purposes only and should not be considered professional advice. Denver West Insurance Brokers makes no representations as to accuracy, or validity of any information on this site and will not be liable for any errors, omissions, losses, injuries, or damages arising from its display or use. 

Posted 6:47 PM

Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • just good information(56)
  • home insurance(44)
  • auto insurance(32)
  • commercial insurance(23)
  • business insurance(22)
  • small business insurance(20)
  • homeowners insurance(16)
  • renters insurance(10)
  • car insurance(9)
  • automobile insurance(7)
  • investment property insurance(7)
  • landlord insurance(7)
  • liability umbrella insurance(5)
  • vehicle insurance(5)
  • commercial auto insurance(5)
  • life insurance(3)
  • liability insurance(3)
  • property and casualty insurance(3)
  • hoa insurance(2)
  • rental home insurance(2)
  • landlord home insurance(2)
  • professional liability insurance(2)
  • commercial liability insurance(1)
  • londlord homeowners insurance(1)
  • homeowner insurance(1)
  • commercial general liability insurance(1)
  • general liability(1)
  • home owners insurance(1)
  • commercial automodile insurance(1)
  • term life insurance(1)
  • special event insurance(1)
  • landlord homeowners insurance(1)
  • online internet store insurance(1)
  • commercial automobile insurance(1)
  • investnment property insurance(1)

View Mobile Version
Why Independent Agent?:

Because independent insurance agencies, like Denver West Insurance Brokers, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Denver and surrounding metro community, and we’re committed to doing business face-to-face and being your advocate in times of need.
Continue Reading


Logo
A Member of Alliance Ins Group
722 Washington Ave #C205
Golden, CO 80401

Ph: 303.960.5290
Fx: 303.988.8390
Logo
A Member of Alliance Ins Group
620 E. Main St.
Frisco, CO 80443

Ph: 970-930-2200
Fx: 303-988-8390


Social Social Social
Home Blog About Us Meet Us Contact Us

Powered by Insurance Website Builder