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auto insurance

June 7, 2018
Agency

10 Most Frequently Asked Questions about Auto Insurance

  10 Most Frequently Asked Questions about Auto Insurance (Responses are for State of Colorado Only)   1.       Question:  Will my policy cover me if I rent a car or borrow one from a friend? Answer:  Typically, all coverage that you currently car on your personal auto policy, will extend    to rental car and any […]
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May 14, 2018
Agency

Thinking of Driving for a Network Transportation Company like Uber or Lyft?

If you decide to drive for a Transportation Network Company (TNC) like Uber or Lyft…make sure you understand how your personal auto insurance policy and the insurance provided by a TNC interact, because each uses a very specific time frame when / if they will cover your liability, injuries to you and your passengers in […]
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May 1, 2018
Agency

What are Insurance Cost Factors to Consider when Buying a New Car?

Before purchasing a new car, we always advise our Denver Area Insurance Clients to call us first.  Give us the year, make, model and VIN number of the car you are dreaming to own and we are happy to provide a quote of the cost to insure your dream ride.  It’s always best to get […]
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April 17, 2018
Agency

What is an Insurance Deductible and How Does it Work

A deductible is the portion of the cost you are responsible to pay after you file a claim. Deductibles can be found on almost all insurance policies. Once you file a claim and it has been deemed a covered loss, you will be paid for the repairs of that loss minus the deductible you have […]
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January 19, 2018
Agency

Why are Auto Insurance Rates Increasing?

TRENDS IMPACTING  AUTO INSURANCE RATES IN THE DENVER AREA   The  Denver area has seen a great influx of new residents. Today, Denver is one of the fastest growing US cities according to US Census data. http://bit.ly/2Dm6gKS With all these newcomers to the area, comes more cars which leads to more congestion, more accidents and finally […]
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March 27, 2017
Agency

The Ultimate Cheat Sheet On Auto Insurance

How Insurance Works: Auto Policy Components        Too often, we see people shop insurance by price, resulting in agents decreasing important coverage to cut premium which leaves you under-insured and liable. There are many different parts of an insurance policy and most people don’t have the time or desire to study insurance contracts in their […]
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February 16, 2017
Agency

Know the Facts: Rental Car Coverage

Do you need rental car insurance? You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this […]
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February 1, 2017
Agency

I’m borrowing my friend’s car … am I covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Denver West Insurance Brokers, we get a lot of questions about borrowing or loaning a car.   Now that summer is here, and you might be looking to borrow your neighbor’s truck for a home-improvement project or […]
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January 19, 2017
Agency

Insurance Tips for Millenials

You keep your car filled up with gas so you don’t get stranded on the side of the road. And, your phone charged so your loved ones can reach you. But, what kind of safety measures do you have in place for more extreme scenarios? What if you lost everything you owned in a fire […]
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December 27, 2016
Agency

How to Help Winterize Your Car

You may be inclined to think that your car runs well without much maintenance year-round, and besides an occasional trip to the mechanic for an oil change, any preparation for the winter  months is not high on your priority list. In fact, cold temperatures and icy roads can create additional hazards for drivers and place […]
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