June 9, 2015
AgencyHosting a Wedding? What if someone gets hurt?
June is the #1 month for weddings to place across the U.S. Lots of guests will be drinking spirits while celebrating. If you are the host of the wedding, can you be held liable if someone drinks too much and gets hurts while at the wedding ….or worse driving home? What if someone slips on […]
July 28, 2015
AgencyIRS Tax Relief for Disaster Expenses Not Covered by Insurance
Recovering from a disaster is not easy. But with the help of insurance and the IRS, expenses you incur from property damage and possible ensuing theft, may be reimbursable. IRS Provides Tax Relief for Expenses Caused by a Disaster and Not Covered by Insurance Specifically, IRS Publication 547 addresses casualty, disaster and theft losses (including […]
October 14, 2015
AgencyTips for Winterizing Your Home And Auto to Prevent Insurance Claims
We’re now approaching the tail end of the autumn, with the leaves tumbling and the temperatures dropping. Eventually extreme cold will set in around Colorado which can create dangerous circumstances at home and on the road if not prepared. Below are few tips to prepare for the cold, wintery weather ahead. Preparing Your Home Here […]
October 22, 2015
AgencyChecklist For Inspecting your Home for Damage After a Storm
The first wave of wintry weather rolled across the Rockies and into the Denver area this week. Following the lovely summer and autumn months, our first inclination is to hunker down inside, relying on our home to shield us from the dampness and lower temperatures. In the early summer, hail storms frequent the front range […]
October 29, 2015
AgencyParental Liability: You Can be Held Liable Vicariously
As Halloween approaches, here’s a “real life” story and cautionary tale for those of us with mischievous kiddos… A 14-year-old boy stumbled upon some leftover Fourth of July fireworks in his parents’ garage. He was very excited to share his discovery with his friends. A few nights before Halloween, while their parents were […]
November 5, 2015
AgencyFrying Your Thanksgiving Turkey – Can Cause Injury & House Fires
In recent years there have been many new spins on how to cook the Thanksgiving turkey. Among the most popular is the deep frying method – many home chefs agree there’s simply no comparison to an oven-roasted bird. Turkey fresh from the fryer is moist, with crispy skin and a beautiful color. The big […]
August 28, 2018
AgencyColorado Severe Hail Storms Causing Insurance Policy Restriction of Coverage
Wind and Hail insurance claims continue to increase across the country and particularly Colorado where we rank in the Top 10. The May 8, 2017 that centered in the Lakewood/Golden area cost insurance carriers over $2.3 Billion dollars just from that hail storm alone! It is also noted that hail stones are getting larger and […]
January 2, 2019
AgencyHow to Prevent and Identify an Ice Dam?
The coldest winter months in Denver Colorado are December through March. Not only are these months the highest for insurance claims due to frozen pipes bursting, these cold months can also damage your roof if an ice dam develops. What is an Ice Dam? This is where water freezes in place at the edge […]
July 15, 2020
AgencyWhy You Should Create a Home Inventory and How to Do It.
Every item in your home was once purchased. If you added up the cost of everything including all clothing, furniture, kitchenware, appliances, patio furniture, sporting goods, electronics etc., you would amazed at how much money you have spent over the years on these items. But what if you loose these items all at once? How could […]
April 9, 2021
Agency8 Things That Can Affect Eligibility for Home Insurance
If you are shopping for a new home insurance policy, it’s important to remember that not all insurance carriers like the same risk factors when deciding if they will offer a home insurance quote. In fact many carriers will look at the same factors when determining eligibility for a policy, because the all have experienced […]