Call Us 303.960.5290 ☰ ˟
  • Home
  • Personal Insurance
    • Car Insurance
    • Classic Car Insurance
    • Homeowners Insurance
    • High Value Homeowners Insurance
    • Condo/Townhome Insurance
    • Renters Insurance
    • Rental Property Insurance
    • Flood Insurance
    • Umbrella/Excess Liability Insurance
    • Builders Risk
    • Motorcycle Insurance
    • Recreational Vehicle Insurance
    • Boat and Watercraft Insurance
  • Commercial Insurance
    • Business Owners Package (BOP) Insurance
    • General Liability
    • Commercial Property Insurance
    • Commercial/Business Auto Insurance
    • Umbrella/Excess Liability Insurance
    • HOA/Homeowner Association Insurance
    • Cyber Liability/Data Breach Insurance
    • Directors & Officer Insurance
    • Apartment Building Insurance
    • Restaurant Insurance
    • DayCare Center Insurance
    • Flood Insurance - Business
    • Liquor Liability
    • Farm Insurance
    • Workers Compensation
    • Surety Bonds
  • Make A Payment
  • Blog
  • Resources
    • How Insurance works
    • 10 Steps to Starting a Small Business in Colorado
    • Insurance Glossary
    • Frequently Asked Questions
    • Why Choose a Broker
    • Privacy Policy
    • Calculators
  • About Us
    • Service You Can Expect | Denver West Insurance Brokers
    • Location
    • Testimonials
    • Contact Us
Logo (303) 960-5290


Home > Insurance > Workers Compensation | Denver West Insurance Brokers | Golden, CO

Worker’s Compensation Insurance

Serving the Denver Metro Area, Golden, Lakewood, Littleton, and All of Colorado

Man hurt at job site

Worker's Compensation Insurance, What Does It Cover?

Workers’ compensation coverage pays for diagnoses costs, medical care and physical rehabilitation of employees injured at work. ;It also provides disability income while the injured employee is unable work (typically about 2/3 of the regular salary.) Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Colorado - What Every Employer in the State Needs to Know About Workers Comp Insurance

The State of Colorado requires allpublic and private employers (with limited exceptions) to provide workers' compensation coverage for their employees or face monetary penalties. This insurance must be paid for by the employer and can be purchased through a local commercial insurance broker or (if qualified) through self-insurance programs. No portion of the premium may be deducted from an employee’s wages. Employers should include this as a mandatory 'cost of doing business.

In Colorado, there are three ways in which an employer may obtain workers' compensation coverage

  • Commercial Insurance purchased through a local agent.
  • Self-Funding (Individual); or
  • Self-Funding (Groups and/or Pools)

Employer Requirements

  • Obtain and maintain workers’ compensation insurance
  • Display a Notice to Employer of Injury poster at all times
  • Keep a record of all lost time injuries and occupational diseases
  • Report lost time injuries by filing Employer's First Report of Injury with the insurer within 10 days (insurer sends form to Division)
  • File Supplemental Report of Accident form with the insurer upon an employee's return to work or termination from employment

If your business is located in Golden, Lakewood, Arvada, Wheat Ridge, Littleton, Evergreen or anywhere in Colorado and you need more information about this or other products and services give us a call  303-960-5290   We have licensed agents on staff who are ready to answer your questions.

Why Independent Agent?:

Because independent insurance agencies, like Denver West Insurance Brokers, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Denver and surrounding metro community, and we’re committed to doing business face-to-face and being your advocate in times of need.
Continue Reading


Logo
A Member of Alliance Ins Group
722 Washington Ave #C205
Golden, CO 80401

Ph: 303.960.5290
Fx: 303.988.8390
Logo
A Member of Alliance Ins Group
620 E. Main St.
Frisco, CO 80443

Ph: 970-930-2200
Fx: 303-988-8390


Social Social Social
Home Blog About Us Meet Us Contact Us

Powered by Insurance Website Builder