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                                    Special Event Insurance

Serving Denver, Golden, Lakewood, Littleton, Arvada, Wheat Ridge, Boulder, Westminster and all of Colorado

What is Special Event Insurance and What Can it Cover? 

Planning a large event involves many details, but the potential disruption to an event is often overlooked during the planning process. If things go wrong – such as no-show vendors, extreme weather and relatives falling sick – special event and wedding insurance could protect your financial investment.

Event Cancelation or Postponement Coverage

Cancelling or postponing an event is often disappointing to everyone involved, and losing money can make matters worse. With special event and wedding insurance, you will have less to worry about during the planning process. How does special event and wedding insurance benefit you? Special event and wedding insurance could protect you from various situations and is sometimes required by venues. If you must cancel or postpone your event due to extreme weather, illness, accident, vendor bankruptcy or military deployment, insurance can help make up for the expenses for non-refundable deposits and travel expenses, including honeymoons. There would be coverage is you are forced into a  last minute venue change due to a unpredictable incident.

Loss of Property Used to Stage the Event

This type of policy can also cover damage to special attire, such as a wedding dress, lost wedding rings, vendor no shows, lost or damaged staging equipment, lost or damaged gifts.  

Event Liability Coverage

Liability coverage could offer protection in the event that you are found liable for property damage or bodily injury that occurs at your event such a someone getting injured or damage to the venue.   Liability coverage could protect you for the duration of your event, including any rehearsals and setting up/taking down decorations.

Host Liquor Liability

Often times special events are celebratory and/or happy occasions where people are mingling and enjoying themselves.  Which also means alcoholic beverages are often served.  If an intoxicated event participant causes bodily injury or property damage or drives while intoxicated and causes a car accident, the host who served the alcohol can be legally liable.  Liquor liability coverage is fairly inexpensive and can usually be included in a Special Event policy without having to purchase a separate policy. 

Plan ahead for your big day and don't forget to get the proper insurance in place.  You'll have piece of mind in case something goes wrong.  Policies are fairly inexpensive.   Denver West Insurance Brokers is a local, independent insurance agency located on the west side of Denver in Golden, CO.   
Call us today at 303-960-5290 to discuss your options.