Sunday, November 22, 2020 A sump pump is just a pit or a hole in the foundation of a home usually dug at the lowest point of the basement floor with the cement sloping toward the hole. A pump is installed in the hole which is designed to remove accumulating water by pumping it up and out of the home. READ MORE >>
Wednesday, July 15, 2020 Every item in your home was once purchased. If you added up the cost of everything including all clothing, furniture, kitchenware, appliances, patio furniture, sporting goods, electronics etc., you would amazed at how much money you have spent over the years on these items. READ MORE >>
Wednesday, January 2, 2019The coldest winter months in Denver Colorado are December through March. Not only are these months the highest for insurance claims due to frozen pipes bursting, these cold months can also damage your roof if an ice dam develops. What is an Ice Dam? READ MORE >>
Thursday, November 8, 2018 Loosing your home due to wildfire is devastating. Even more devastating is discovering you don’t have enough insurance to rebuild. Your local insurance agent can help you determine what amount is needed, but factors that affect the cost to rebuild at the time of loss, (such as current cost of labor and materials, permits, designs) can vary greatly. READ MORE >>
Monday, October 8, 2018 The answer is probably not, unless you buy a policy specifically for your drone. Insurance companies are notorious for not keeping up with the rapid pace of technology. When drones first became available several years ago, most home and commercial policies did not address the liability that comes from operating a drone, nor replacing the drone if destroyed. READ MORE >>
Wednesday, May 2, 2018 You want to buy your first home....but where do you start? 1. CREDIT SCORE CHECK - Before you start shopping for a new home in Denver, make sure your credit score is the highest possible. Get a free copy of the report at Credit Karma. READ MORE >>
Thursday, April 26, 2018 When an investor sells a rental property, typically the investor is taxed at a rate of 15-20% upon the sale. The 1031 Exchange is a tax code that allows the investor to defer the tax hit to a later date by purchasing a different property with the proceeds. The exchange must adhere to a strict process established by the IRS that looks like: READ MORE >>
Tuesday, April 17, 2018 A deductible is the portion of the cost you are responsible to pay after you file a claim. Deductibles can be found on almost all insurance policies. Once you file a claim and it has been deemed a covered loss, you will be paid for the repairs of that loss minus the deductible you have chosen. READ MORE >>
Thursday, April 5, 2018 Normal annual precipitation at the Denver International Airport is 14. 30 inches. So far this year, they’ve received 1.84 inches. That’s not very much moisture in the soil to help slow down wildfires. In fact, it’s shaping up to be the 3rd driest winter on record. READ MORE >>
Thursday, February 22, 2018 How to Save Money on Your Home Insurance in Colorado Homeowners insurance costs are on the rise here in Colorado. The main reason is the horrendous weather-related payouts the insurance carriers are experiencing. They look at several factors when pricing your insurance policy. READ MORE >>
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